Have mentioned before the point - about 85% of each employer premium dollar goes to pay for medical treatment expenses. When we look at this 85% we find that 70% or more are connected to lifestyle choices.
We also know from studies and reports, such as a recent one from the National Institute for Health Care Management Foundation:
+ About 5 percent of the population is responsible for almost half of all health care spending in the United States.
+ About half of the U.S. population accounted for only 3.1 percent of all expenditures.
+ 10 percent of the population hogged 63.6 percent of all health spending.
+ The top 5 percent of the population accounted for 47.5 percent of all spending.
+ The top 1 percent of the population accounted for 20.2 percent.
What does all this tells us? Medical treatment costs are responsible for rising medical premiums not "big bad insurance companies"