Saturday, May 11, 2019

Phone call says - you can apply for medical plans! Beware! !

Consumers should beware of phone calls and TV ads saying – Medical plan and Medicare Plan choices are now available!

Why? Individuals can not enroll at any time because federal regulations limit the periods when people can enroll in medical related coverage:
   • Individual medical plans can normally only be selected each year in the fall. Currently Nov 1st to Dec 15th.
   • An exception is made if someone just moved to CT or something changed and they lost the coverage they had.  These are considered change of life situations and allow a person to take advantage of a Special Enrollment Period.

At a high level an individual can only apply for a Medicare Advantage plan:
   • When turning 65
   • If they just moved to CT. In some case's a change can be made when a person moves from one County to another.
   • During the Annual Election Period in the fall of each year. Currently if is Oct 15th to Dec 7th.

More information on the Medicare Health Plan enrollment periods can be found on this page of my Medicare web site.

Want more information on Medicare Health Plan enrollment?
   • Call my Google Voice line (860) 451-9793

   • Send a note to

John C Parker, RHU, LTCP