One of the things which happen to many of us as “time goes on” is the potential to develop health problems increases!
One effective way to gain
quite a bit of insight into your overall health is to get a full eye exam by an
optometrist or ophthalmologist. Insights into overall health are not available
from, a vision check-up, such as reading letters projected on the wall.
A full vision exam is
expensive, e.g., about $175, so the reaction of those who do:
• Not have insurance – I can
see OK, so I don’t need an exam.
• Have medical insurance but it's a plan which doesn’t cover a full vision exam as a preventive
check-up; so, the cost most likely would be applied to their plan’s deductible.
These people may also say – I can see, OK, so I don’t need an exam.
• Have MediCare can get a
vision check, but not a full exam, so their reaction is – I can see OK, so I
don’t need an exam.
Bottom line - Many people
today do not have access to Vision benefits like many employers provide.
Luckily these Individuals can now buy an Individual Vision Plan with coverage
similar to employer plans. For example, with a low co-pay for an exam and a
nice allowance toward the cost of frames.
Information about the Individual Vision Plans offered by VSP and details of the coverage is on this link to one of my web site pages.
John C Parker,
RHU, LTCP
