A recent research project (1), with more than 14,000 responses, found Health Savings Accounts are "helping employees make better decisions about their own health care."
Some of the findings include:
+ 56% of individuals found "their HSA qualified plan provides an affordable health care option".
+ 75% of individuals indicated "the ability to personally control their own health is an extremely or very important benefit of HSAs".
+ Individuals are doing things such as " engaging in healthier lifestyle choices - researching preventive care programs - shopping for lower priced prescription drugs - plan health care better throughout the year".
+ 82% of individuals reported "the ability to save tax-free money was extremely or very important in selecting an HSA."
+ 79% indicated "having an HSA is valuable to them."
Employers report HSA plans cost less than standard PPO plans:
+ 77% of them believe "their High Deductible Health Plan with a HSA are key in controlling health care costs."
+ 69% contributed "an average of $1,000 for individual coverage".
(1) The survey, created this fall by two Xerox companies, was commissioned by ACS and conducted by Buck Consultants.
Tuesday, November 15, 2011
HSA's becoming more and more effective
Posted by John C Parker, RHU, LTCP at Tuesday, November 15, 2011
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